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Education Bank Loan in India : Centurion Bank of Punjab


Eligibility


  • They should have nationality Indian
  • They have admission letter, offer letter, bonafide student of the universities or colleges in India and abroad.


Details of Loan


Exposure of expenses:

  • Tuition fee or admission fee payable to institutes, colleges and universities.
  • Travel Expenses.
  • Lodging and boarding expenses.
  • Stationary and books expenses.
  • Instruments, computer, equipment expenses needed for the completion of course.
  • Laboratory, library and examination fees.
  • Other expenses required for completion of course such as study materials, thesis, project work, etc.

Necessary Documents:

For the accompanying the application form following papers or documents are required for both students and the parents. Documents required for the students studying in India:

  • Identity Confirmation: Identity proof can be passport copy, identity card of voters, driving licence, or the pan card.
  • Residence Confirmation: Driving licence, passport copy, identity card of voters, light bill or the phone bill.
  • Age Confirmation: Driving licence, passport copy, birth certificate or the pan card.
  • Verification of the signature
  • Photograph of the one singe.
Documents required for the students studying in Abroad:
  • Admission or offer or bonafide letter for the student from the college or university in India or in Abroad.
  • Course's cost counting cost of living
  • The copy of the examination result passed at last time
  • Passport copy
Documents needed from co-applicant
  • Income Confirmation: Returns of income tax from last 2 years or form 16.
  • Collateral Security Papers
  • According to the case, documents or any other information needed by the bank


Disbursement


After completion of study and moratorium period, starts the repayment of loan and complete within 7 years. Moratorium period is 6 months after completion of course or 1 month after getting the job, whichever is earlier. Repayment is done through Post Dated Cheques (PDCs).


Details & Contact


Head Offices
Shanta Durga Niwas, Panaji 403 001,
Goa
Phone - (0832) 222 9112 / 222 9113
Fax - (0832) 222 9114

Corporate Offices:
Modern Centre,
Wing - C,
Sane Guruji Road,
Mumbai 400 011
Phone - (022) 6754 0000
Fax: - (022) 6754 0011 / 22


1201, Raheja Centre,
Nariman Point,
Mumbai 400 021
Phone - (022) 2204 7234, 2204 7238
Fax - (022) 2284 5860



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