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Education Bank Loan in India : Karur Vysya Bank

Karur Vysya Bank was started in the year 1916 in Karur, then a small textile town with a vast agricultural background, by two illustrious sons of the soil Sri M.A. Venkatarama Chettiar and Sri Athi Krishna Chettiar. What started as a venture with a seed capital of Rs. 1.00 lakh has grown into a leading financial institution that offers the wide gamut of financial services to millions of its customers under one roof.



  • Should have nationality Indian
  • Secured admission to foreign institutes or university.
  • Admission should be secured to academic, technical or professional courses.

Details of Loan

Coverage of the Expenses:

  • Fee payable to school, hostel and college
  • Laboratory, library and examination fee.
  • Purchase of equipments, books, uniforms and instruments. Building and caution deposit, refundable deposit supported by institution receipts and bills.
  • Passage money and travel expenses for the student's studies abroad.
  • The computer purchase required for completion of course.
  • Other materials required for completion of course such as project work, study tours, thesis etc.


  • The maximum amount is Rs. 10 lakh for those studies in the India
  • The maximum amount is Rs. 20.0 lakh for those studies in abroad.


  • No margin for the amount up to Rs. 4 Lakh.
  • The margin is 5 percent on the amount above Rs.4 lakh to studies in India
  • Margin is 15 percent for studies abroad.


Repayment period or moratorium period is the course period plus 1 year or 6 months from getting the job, whichever is early. The loan is repaid in 5 to 7 years after beginning of repayment.

Details & Contact

International Division
Karur Vysya Bank,
KVB Towers, 2nd Floor,
Anna Salai,
Chennai - 600018
Phone - (044) 24314185/86/87
Fax - (044) 24314416
Website -

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